Many insurance policies will cover at least some of your chiropractic care. While most insurance companies will only cover a portion of the initial stage of your care (usually acute stage), which is designed to reduce pain and improve function, most do not cover follow up care. Every policy is different, and we can help confirm your specific benefits.
We will do an examination to determine whether your issues are a chiropractic case or if you need to be referred out. Most of our patients say it’s the most thorough exam they have ever experienced. Our purpose is to find the underlying cause of the problem and report to you what we found, and the care options we can offer.
For your insurance carrier to get involved, they require that the care be “medically necessary” which means:
1. Your adjustments must relate to your specific issues
2. Your adjustments must be able to improve your function
3. You must follow the chiropractor’s treatment plan.
Your insurance company expects to see improved function through the treatment plan recommended, that means the ability to turn, bend, walk, sleep, move through your daily activities. So, we will ask you about these improvements on a regular basis and report back to your insurance company.
The number of adjustments covered by your health insurance will vary by the policy, the condition, and how well your body responds to treatment.
Most policies don’t pay for care designed to maintain your progress or help prevent further exacerbations. This is called preventative care, and, similar to brushing your teeth or stretching before working out, this may help avoid future problems. That is why many of our patients choose to pay for preventative care themselves. It helps them stay well and avoid a relaspe.
Regardless of insurance coverage, we know chiropractic can help many people and will do everything we can to make the care effective and affordable for you and your health.
